Was ist Jeonse deposit insurance (전세보증보험)?

Jeonse deposit-guarantee insurance (전세보증보험) is a policy — offered through bodies such as HUG (주택도시보증공사) — that reimburses your deposit if the landlord cannot return it at lease end. The tenant typically pays a small premium based on the deposit size.

Because jeonse deposits are so large, insurance is the strongest protection against landlord default or a falling market. Confirm eligibility (it depends on the property and deposit-to-value ratio) before signing.